Top Reddit problems on Oct 29, 2026

Frozen snapshot of the daily ranking as published Oct 29, 2026. The highest-ranked problem with a written idea that day was “Square has effed me royally. What can I do to offer my customers credit card payment option?”, which became Processor Backup Plan. 4 of the 100 ranked problems have a written startup idea. Main themes: Small Business (35), Personal Finance (22), Careers (13). Ranked by Reddit votes; scores updated Nov 2, 2026.

1. 1
   How I got my first 100 weekly active users as a solo developerSmall Business 2 posts · sources: r/SaaS (2 posts)

   #2 was the same question as #1, so we merged them.

2. 3
   Is website really necessary for running a business?Small Business 2 posts · sources: r/smallbusiness (2 posts)
3. 4
   Got offered $95k to manage a resort but I'd be the only person living there for 4 months?Careers 1 post · sources: r/careerguidance
4. 5
   Which job would you take?Careers 4 posts · sources: r/jobs (3 posts), r/careerguidance

   #6, #7 and #8 were the same question as #5, so we merged them.

5. 9
   Is business slowing down for everyone right now or just me ?Small Business 1 post · sources: r/smallbusiness
6. 10
   Should I refinance my car loan right now?Personal Finance 1 post · sources: r/povertyfinance
7. 11
   Fastest and smartest way to pay off mortgage?Personal Finance 2 posts · sources: r/personalfinance (2 posts)

   #12 was the same question as #11, so we merged them.

8. 13
   Did I get fired?Careers 1 post · sources: r/jobs
9. 14
   Management says my senior-level work is now just "my baseline" and delayed my promo. How do I even respond to…Careers 1 post · sources: r/careerguidance
10. 15
    If anyone can vibe-code a CRUD app in a weekend, what's actually a moat for a solo founder now?Small Business 1 post · sources: r/SaaS
11. 16
    I'm getting really fkng sick of paying for things I already paid for 💡 Bill Creep Check · 6/10Personal Finance 1 post · sources: r/povertyfinance
12. 17
    What was one moment in your business that made the biggest difference?Small Business 1 post · sources: r/smallbusiness
13. 18
    Square has effed me royally. What can I do to offer my customers credit card payment option? 💡 Processor Backup Plan · 6/10Small Business 1 post · sources: r/smallbusiness
14. 19
    HIPAA violation??Careers 1 post · sources: r/jobs
15. 20
    What happens when we can’t afford to live anymore?Personal Finance 1 post · sources: r/povertyfinance
16. 21
    20 Yrs of Adderall meds & GP yanks Rx. I'm lostProductivity 1 post · sources: r/ADHD
17. 22
    60 days since launching my SaaS. MRR is still $0. 😿Small Business 1 post · sources: r/SaaS
18. 23
    Post-Weight Loss Toning Tips?Health 4 posts · sources: r/loseit (4 posts)

    #24 was the same question as #23, so we merged them.

19. 25
    I work in the Home Depot paint department. Ask me anythingHome & DIY 1 post · sources: r/DIY
20. 26
    Found out my manager has been telling clients I left the company. I still work here?Careers 1 post · sources: r/careerguidance
21. 27
    What’s a hire that went bad but taught you more than any good one?Small Business 1 post · sources: r/Entrepreneur
22. 28
    Do you drop clients if they do not respect your time?Small Business 1 post · sources: r/smallbusiness
23. 29
    How do you handle people complaining about your prices?Small Business 1 post · sources: r/smallbusiness
24. 30
    Does anyone else feel insane rage when you see people who make a ton of money but suck with financesPersonal Finance 1 post · sources: r/povertyfinance
25. 31
    Cooking at Home vs Eating out? Homemade Deep Dish Skillet Pizza $3.20Personal Finance 1 post · sources: r/povertyfinance
26. 32
    Can my manager reject my resignation?Careers 1 post · sources: r/careerguidance
27. 33
    People tap Subscribe on my app, then back out at the payment sheet. What would you test first?Small Business 1 post · sources: r/indiehackers
28. 34
    Any Creative Ideas to Make a Stable $200-300/wk?Small Business 1 post · sources: r/sidehustle
29. 35
    Multigenerational living is hardPersonal Finance 1 post · sources: r/povertyfinance
30. 36
    What’s the most practical way to become financially literate and smart with money?Personal Finance 1 post · sources: r/personalfinance
31. 37
    Grew my company to $11M in 18 months and I don’t have a mentor anymore. How’d you find yours?Small Business 1 post · sources: r/smallbusiness
32. 38
    Are one-car households becoming a thing?Personal Finance 1 post · sources: r/povertyfinance
33. 39
    My first pilotSmall Business 1 post · sources: r/SaaS
34. 40
    Where to start getting out of debt?Personal Finance 2 posts · sources: r/personalfinance (2 posts)
35. 41
    Should i take Startup Offer?Small Business 1 post · sources: r/startups
36. 42
    NEED HELP!! Someone stole my identity to steal golf carts and I got arrested…Legal 1 post · sources: r/legaladvice
37. 43
    Thankful Thursday: Free Resources and Tools | October 22, 2026Small Business 1 post · sources: r/Entrepreneur
38. 44
    Is November and December really a hiring dead zone for job searching?Careers 1 post · sources: r/jobs
39. 45
    Which to pursue?Small Business 1 post · sources: r/startups
40. 46
    Saw the sync so CTO’s post asking for 256 H200s on a 1-year lease. Is GPU capacity really this tight, or is…Small Business 1 post · sources: r/startups
41. 47
    Are you a morning person or a night owlProductivity 1 post · sources: r/ADHD
42. 48
    California gym making it nearly impossible to cancel membership. Is this legal?Legal 1 post · sources: r/legaladvice
43. 49
    I hate the name ADHD 💡 ADHD Tax Tracker · 7/10Productivity 1 post · sources: r/ADHD
44. 50
    How do you guys deal with constant progress in technology?Software 1 post · sources: r/webdev
45. 51
    How to get more leads in the tree removal business?Small Business 1 post · sources: r/smallbusiness
46. 52
    We tried Apollo and got no replies. How did you get your first consulting clients?Small Business 1 post · sources: r/smallbusiness
47. 53
    Inherited money just stagnating in my checking account - advice?Personal Finance 1 post · sources: r/personalfinance
48. 54
    Why are people not empathetic or understanding about ADHD???????Productivity 1 post · sources: r/ADHD
49. 55
    To anyone on the fence about fixing that old paid off car, just fix the damn carPersonal Finance 1 post · sources: r/personalfinance
50. 56
    Job changing in this market - do or do not?Careers 1 post · sources: r/careerguidance
51. 57
    For those who have hit rock bottom financially, how did you get out?Personal Finance 1 post · sources: r/povertyfinance
52. 58
    Sometimes I get a sudden urge to sleep during the day, curious if its related to ADHDProductivity 1 post · sources: r/ADHD
53. 59
    Small UK tree surgery business struggling to get consistent enquiries – looking for honest local SEO adviceSmall Business 1 post · sources: r/smallbusiness
54. 60
    Side hustle or second job?Small Business 1 post · sources: r/sidehustle
55. 61
    Desperate need for adviceSmall Business 1 post · sources: r/smallbusiness
56. 62
    How to approach my SO’s relationship with his mother?Relationships 1 post · sources: r/relationship_advice
57. 63
    Month one after launch: my own business uses it daily, nobody else will even try it for free. Be brutally…Small Business 1 post · sources: r/microsaas
58. 64
    Should I take on 15k debt to pay for an engineering degree or keep working?Personal Finance 1 post · sources: r/personalfinance
59. 65
    Getting Found Online Is One of the Biggest Challenges for Small BusinessesSmall Business 1 post · sources: r/smallbusiness
60. 66
    Do you split shared expenses/big purchases with your significant other by proportion of shared income when…Relationships 1 post · sources: r/relationship_advice
61. 67
    Is it worth insulating hot water pipes?Home & DIY 1 post · sources: r/HomeImprovement
62. 68
    Mom sold her house, looking for a opinions on high yield saving accountsPersonal Finance 1 post · sources: r/personalfinance
63. 69
    Is saas without a moat dead?Small Business 1 post · sources: r/SaaS
64. 70
    $26K credit card debt from unemployment, took out $30K SoFi loan, feeling ashamed and failedPersonal Finance 1 post · sources: r/povertyfinance
65. 71
    I’ve been miserable at every job I’ve ever had. Is it me or am I in the wrong career?Careers 1 post · sources: r/careerguidance
66. 72
    How many times do you follow up on a quote before you stop? 💡 Quote Chaser · 5/10Small Business 1 post · sources: r/smallbusiness
67. 73
    Would you take a $100k career opportunity if it meant temporarily living away from your spouse? Also, is it…Careers 1 post · sources: r/careerguidance
68. 74
    Is there any point advertising outside Google and Instagram on a small budget?Small Business 1 post · sources: r/smallbusiness
69. 75
    What do I do?Personal Finance 1 post · sources: r/povertyfinance
70. 76
    What’s something you stopped doing that freed up more time than anything you started?Productivity 1 post · sources: r/productivity
71. 77
    Im on paroleLegal 1 post · sources: r/legaladvice
72. 78
    What do you do on your dead time?Productivity 1 post · sources: r/ADHD
73. 79
    Update: My boyfriend assumes I'II take on a 25K loss because of his decisions?Relationships 1 post · sources: r/relationship_advice
74. 80
    Went through 4 rounds over 3 months for a hospital PM role, then got a one-line rejection emailCareers 1 post · sources: r/jobs
75. 81
    How can I help adult kids put money into a 401k?Personal Finance 1 post · sources: r/personalfinance
76. 82
    Lump growing since july - any other reasons for this aside from cancer?Health 1 post · sources: r/AskDocs
77. 83
    Starting my new bridal stylist business soon and need useful tipsSmall Business 1 post · sources: r/smallbusiness
78. 84
    AI made software easy to clone, so I started a business nobody can copy in a weekend: a farm. What SaaS…Small Business 1 post · sources: r/SaaS
79. 85
    I can't get myself to work on the thesis 💡 Thesis Buddy · 6/10Productivity 1 post · sources: r/productivity
80. 86
    I just got my check and still can't make rent I don't know what to doPersonal Finance 1 post · sources: r/povertyfinance
81. 87
    How do yall 5’3 ladies keep it off?Health 1 post · sources: r/loseit
82. 88
    Post divorce business ideasSmall Business 1 post · sources: r/smallbusiness
83. 89
    Landlord admits countertops were already cracked at move-in but still wants me to pay $2,950 for brand new…Legal 1 post · sources: r/legaladvice
84. 90
    My future MIL let herself into our apartment, relabeled my spices, commented on my lingerie and moved her…Relationships 1 post · sources: r/relationship_advice
85. 91
    Why are banking sites frequently designed so badly?Software 1 post · sources: r/webdev
86. 92
    I know what Restraint Collapse is, so what do i do about it?Productivity 1 post · sources: r/ADHD
87. 93
    What do I do about our terrible staff?Small Business 1 post · sources: r/smallbusiness
88. 94
    Those of you that have successfully gone from someone who never reads books to someone who reads books, how?Productivity 1 post · sources: r/ADHD
89. 95
    I need your unbiased opinion on whether my spouse is cheating on meRelationships 1 post · sources: r/relationship_advice
90. 96
    Anyone else completely exhausted by "research fatigue" before buying literally anything now?Personal Finance 1 post · sources: r/povertyfinance
91. 97
    Family of Four - Food BoxPersonal Finance 1 post · sources: r/povertyfinance
92. 98
    UPDATE: How can I communicate my frustrations about accommodating my wife's sensitivities without making her…Relationships 1 post · sources: r/relationship_advice
93. 99
    How can I maximize my savings?Personal Finance 1 post · sources: r/povertyfinance
94. 100
    What software do you use to manage billing and inventory for your small business?Small Business 1 post · sources: r/smallbusiness
95. 101
    How do you decide and prioritize for outstanding payment follow-ups?Small Business 1 post · sources: r/smallbusiness
96. 102
    Naming my home bakerySmall Business 1 post · sources: r/smallbusiness
97. 103
    Boyfriend makes a bad “joke” almost every time I say ANYTHING. It’s driving me insane, how to handle?Relationships 1 post · sources: r/relationship_advice
98. 104
    How are ya’ll planning on supporting Apple Touchscreen Macs?Software 1 post · sources: r/webdev
99. 105
    What jobs won't be replaced by AI?Careers 1 post · sources: r/jobs
100. 106
     Those who built apps before the AI boom - was the timing good or bad?Software 1 post · sources: r/webdev

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